Shelby County 9-1-1
ISO Rating Chart

The table below illustrates the potential savings in home owner's insurance premiums when your home is covered by a fire department with a better rating. A 10 rating means no fire coverage and a 9 is a minimum department. The lower the number the better.

Business owners also benefit from better ratings and they stand to gain even more as their savings continue all the way to a class 1 rating.

If you own a $100,000 house, you could save as much as $376 per year if your department improved from a 9 to a 7!

NOTE: These exact rates may not be offered by any insurance company, they are offered as an example of the savings potential when a fire department improves their rating and are based on averages of policies issued.

 Support your local Fire Department, it will save you money and may save your life!


Fire Department Class Rate Versus Insurance Premium Costs

Rating Annual Premium Estimate based on Home Value
  $100,000 $150,000 $200,000 $250,000 $300,000 $350,000 $400,000 $500,000
10 894 1358 1856 2341 2826 3311 3844 4918
9 806 1224 1674 2112 2549 2986 3468 4436
7 430 652 892 1125 1359 1592 1848 2365
6 399 607 829 1046 1262 1479 1717 2196
5 373 566 774 976 1179 1380 1603 2051
Home owner's rates do not decrease below 5.

 


Shelby County 9-1-1, 1004 County Services Dr, Pelham, Alabama 35124 (205)439-6911
Copyright 2010-2011